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Terms of Service

ATZERO SALES, MARKETING & TECHNOLOGY LIMITED

Company Number: 13214138 · Registered in England and Wales

Effective Date: 25.02.2026

1. Introduction

These Terms of Service ("Terms") govern access to and use of the Yours platform ("Yours", "we", "us", "our"), a non-custodial blockchain payment interface enabling users and merchants to transact using USDC via QR code and NFC technology. By accessing or using Yours, you agree to be bound by these Terms.

2. Nature of the Service

Yours is a technology platform only. Yours:

  • Facilitates blockchain payment interactions
  • Enables QR and NFC payment initiation
  • Provides user and merchant interfaces

Yours does not:

  • Hold or custody digital assets
  • Control or access private keys
  • Operate internal balances or pooled wallets
  • Act as a bank or payment institution
  • Provide fiat services or currency conversion
  • Reverse or cancel blockchain transactions

All transactions occur directly on-chain between wallets fully controlled by users or merchants.

3. Non-Custodial Acknowledgement

You acknowledge and agree that:

  • You retain sole control of your wallet and private keys
  • Yours never has access to your private keys or seed phrases
  • Transactions are irreversible once broadcast to the blockchain
  • Loss of private keys may result in permanent loss of funds

4. Eligibility

You must:

  • Be at least 18 years old
  • Have legal capacity to contract
  • Comply with all applicable UK laws

Merchants must be UK-registered companies.

5. Fees

Yours may charge platform or transaction facilitation fees, disclosed prior to use. Blockchain network fees are separate and payable by the user.

6. Free Launch Period

The Yours platform is currently available free of charge to all users during the initial launch period. Yours reserves the right to introduce paid subscription tiers (including a "Pro" plan) in the future. Users will be notified in advance of any pricing changes and will have the option to continue using the free tier or upgrade to a paid plan. No charges will be applied without the user's explicit consent.

7. Prohibited Use

You may not use Yours for:

  • Illegal activities
  • Money laundering or terrorist financing
  • Sanctions violations
  • Fraud or deceptive conduct

We reserve the right to restrict access for compliance reasons.

8. Regulatory Status

Yours does not provide regulated payment services under UK law. Cryptoassets are not covered by:

  • The Financial Services Compensation Scheme (FSCS)
  • The Financial Ombudsman Service

Regulatory treatment of cryptoassets may change.

9. Limitation of Liability

To the maximum extent permitted by law, Yours shall not be liable for:

  • Loss of digital assets
  • Wallet compromise
  • Blockchain delays or failures
  • Smart contract vulnerabilities
  • Indirect or consequential losses

Total liability shall not exceed fees paid to Yours in the preceding 12 months.

10. Termination

We may suspend or terminate access if required by law or for breach of these Terms.

11. Governing Law

These Terms are governed by the laws of England and Wales. Courts of England and Wales have exclusive jurisdiction.